CAPITEC'S LIVE BETTER ACADEMY

Learn how to take control of your financial future and build your financial health with Capitec’s Live Better Academy.  

WIN R10 000

Each month, five lucky learners who complete a course, will win a R1000 cash prize. 

Complete all four courses for a chance to win the R10 000 Grand Prize! 

LIVE BETTER ACADEMY COMPETITION RULES

Prizes

  • 5 x R1 000 monthly cash prizes (June – December 2020)

  • 1 X R10 000 monthly cash prize (June – December 2020)

Competition period

The competition will run from 4 June 2020 and close on 31 December 2020.

How to enter

  • Complete one or more Live Better Academy course with a knowledge level of 1 or above during a month in the competition period (“valid entry”) to be entered into a lucky draw to win one of the R1 000 prizes for that month

  • Complete one or more Live Better Academy course with a knowledge level of 1 or above during a month in the competition period (“valid entry”) to be entered into a lucky draw to win one of the R1 000 prizes for that month

Competition terms and conditions

      1. The name of the campaign is “Live Better Academy Competition” and Capitec Bank Limited is the promoter

      2. The competition will run from 4 June – 31 December 2020

      3. The competition is open to natural persons –
        3.1 Who are citizens and/or permanent residence of, and living in, the Republic of South Africa (“RSA”)
        3.2 Who are in possession of a valid RSA identity document or driver’s licence or a valid passport endorsed with “permanent resident” status; and
        3.3 Who are 18 (eighteen) years of age or older

      4. Directors, members, partners, employees or agents of, or consultants to Capitec Bank or any other person who directly or indirectly controls or is controlled by Capitec Bank and their spouses, life partners, business partners or immediate family members and any other persons directly involved with the deriving, production, management or marketing of the competition are not eligible to participate in or enter the competition

      5. Capitec Bank, its af liates, employees, advertising agencies and suppliers will not be liable for the failure of any technical element relating to the competition that may result in any entry not being successfully submitted

      6. The winners will be randomly selected by a computer-programmed algorithm

      7. All valid entries collated will be entered into an automated random draw selection process within 7 (seven) business days after the last day of the month or as soon as reasonably possible after the last day of the month

      8. Winners will be contacted telephonically or by email before the 15th of the following month and in the event that a winner cannot be reached by telephone after 3 (three) attempts within 4 (four) weeks from the time of the draw, the promoter reserves the right to draw another winner and the prize will be forfeited by such winner

      9. Prizes are not transferable or negotiable

      10. The cash prizes will be deposited directly into a Capitec Bank savings account opened and maintained in the name of the winner within 2 (two) weeks of the winner being successfully contacted

      11. Capitec Bank reserves the right to substitute any prize with another prize of similar commercial value

      12. Your entry and/or participation in the competition and/or your acceptance of the prize(in the event that you win a prize) constitutes your binding acceptance of the competition rules

      13. Should any dispute arise in relation to the interpretation of these competition rules, Capitec Bank’s decision shall be final and no correspondence shall be entered into

      14. You may not win a prize if it is unlawful for us to supply such a prize to you. You must be eligible to win the prize

      15. Any documents, permissions and/or any legal or regulatory requirements that may be required by these rules or any other applicable law in order to accept and use a prize, shall remain your responsibility to obtain and/or observe at your own cost, and which documents and permissions must remain valid in such minimum form required by these rules or any other applicable law

      16. Capitec Bank, its affiliates, employees, advertising agencies and suppliers will not be responsible, and hereby disclaim all liability, for any
        loss, injury or death, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by your participation in the competition or the acceptance and/or use by you, of any prize, or by any action taken by the promoter or any of its af liates, employees, advertising agencies and suppliers in accordance with the competition rules

      17. If you fail to comply with any of the competition rules, then without prejudice to any other remedy which we may have, you will be automatically disqualified and you will forfeit the prize(s) (in the event that you have already won a prize)

      18. Subject to the participants’ right to expressly accept, decline and withdraw consent or participation, Capitec Bank may –
        18.1 Publish images of the prize winners on its marketing material in any format, for a period not exceeding 12 (twelve) months from the date of winning

    1. If Capitec Bank is required by the Minister of Trade and Industry to alter any aspect of the competition or to terminate the competition as a result of changes in legislation, the promoter will have the right to terminate the competition with immediate effect and without notice of such termination. In such event, all participants hereby waive any right which they may have against Capitec Bank, its af liates, employees, advertising agencies and suppliers

    2. Income taxes relating to the prizes, if any, are the sole responsibility of the prize winners

    3. Participants in this competition understand and agree that in order to offer the competition, Capitec bank must collect and use personal information about the participants. This competition is conducted under the terms of the applicable privacy laws and in line with the Live Better Academy terms of use and Privacy Policy

    4. These competition rules will be construed, interpreted and enforced in accordance with the laws of the Republic of South Africa

    5. A copy of the rules can be found on Capitec’s website at this link: https://www.capitecbank.co.za/competitions-rules