Simple online banking services from Capitec have been key for vegan baker Bonolo, who’s found and turned her passion into a business for a hungry market.

If there’s a classic example of what great things can come from the most modest of beginnings, it is the plant kingdom. One which Bonolo Ratshidi has followed – from sowing the seeds of her own produce through to opening her own plant-based micro bakery and café called Love & Karma.

Having a farmer for a dad and parents that have always grown a lot of plants has certainly played a role in Bonolo’s appreciation for flora and her vegan lifestyle.

In fact, a lack of choice around vegan and vegetarian meals during lockdown is what saw her make a leap into the catering space. When Bonolo couldn’t get cake or ice-cream that met her dietary choices, she made them herself and then began taking orders – often requiring custom-bakes.

“There is a pick-up in people who are becoming vegan or choosing plant-based diets because of diseases, religious reasons or even social activism,” shares the eatery owner.

It’s a way of eating that’s new to many but not exotic or complicated – and that’s how this young entrepreneur is going about her business and personal banking.

“I cannot spend a lot of time on banking because I have a business to run, so anything that is fast, easy and convenient works for me.”

Capitec’s easy remote on-boarding process to open an account was what attracted Bonolo to their bank and within a few quick steps from the comfort of her kitchen she was an account holder.

“I took my phone, took a selfie, once doing that I registered my details and then the card was on its way to me,” shares Bonolo.

She adds, “I can use my phone in-between my bakes so while I’m waiting for something to finish in the oven, I can quickly go on the phone and use it for my banking. It’s fast and I don’t have to move from the bakery.”

You can now have your card delivered straight to your door when you open an account via Capitec’s app – making a switch has never been as easy, fast or secure and you don’t even have to visit a branch to do it.

You can do it from anywhere at any time with a selfie in four easy steps – download their app, take a few selfies, enter your SA ID or passport number and have your card delivered.


To help kickstart your own Live Better enterprise, support family or friends in theirs and begin to make the world a healthier, happier place – start with a chance of winning a R1000 live better cash prize. Simply reply to the competition post on our Facebook, Twitter or Instagram profiles using #LiveBetter. The competition closes Sunday 13 March 2022. Ts&Cs apply.

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